8th CPC Salary Calculator 2025 : Central government employees at Pay Level-7 (Grade Pay ₹4600) are closely watching updates around the 8th Central Pay Commission (CPC). With discussions gaining traction, many are wondering: how much will my salary increase?
If you’re currently drawing a basic pay of ₹44,900, here’s what you might expect once the 8th CPC is implemented.
Possible Salary Revision with the 8th Pay Commission
Although official figures are still awaited, projections suggest that the fitment factor—a key multiplier used to revise salaries—might be 1.92. This means your new basic pay could jump to ₹86,208.
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Here’s a quick look at the estimated monthly figures:
- Current Basic Pay: ₹44,900
- Proposed Fitment Factor: 1.92
- Expected New Basic Pay: ₹86,208
- Estimated Net In-Hand Salary: ₹99,729
- Expected Implementation: January 2026 (tentative)
Understanding the Fitment Factor
The fitment factor adjusts your existing basic salary under the new pay structure. In the 7th CPC, it was 2.57. While the proposed 1.92 for the 8th CPC is lower, it still represents a significant increase.
For example:
- Basic Pay: ₹44,900
- Revised Pay (1.92x): ₹86,208
Other fitment possibilities (like 2.08x or 2.86x) would mean even higher pay hikes, but 1.92 is the most widely speculated figure at present.
How Your Revised Salary May Look (Level-7 Example)
Let’s break down the expected salary structure if the 1.92 factor is used:
| Component | Amount (₹) |
| Basic Pay | 86,208 |
| HRA (30%) | 25,862 |
| Travel Allowance (TA) | 3,600 |
| Gross Pay | 1,15,670 |
Expected Deductions
Of course, your take-home pay will be slightly lower after common deductions:
| Deduction | Estimated Amount (₹) |
| NPS (10% of Basic) | 8,621 |
| CGHS | 650 |
| Income Tax | 6,670 |
| Total | 15,941 |
So, your net in-hand salary could be approximately ₹99,729 per month.
Dearness Allowance (DA) Will Reset
A key point to remember is that once a new pay commission is introduced, DA is reset to 0%. Currently, DA under the 7th CPC stands at 55%, but after the 8th CPC, it will restart and gradually rise—usually by 3% every 6 months.
This means your higher basic pay will initially compensate for the lack of DA, which will return gradually.
Final Thoughts
If you’re in Level-7, your salary could almost double, bringing noticeable relief in areas like housing, family expenses, or future planning. However, remember:
- These figures are unofficial estimates
- Final numbers will be confirmed after government approval, likely by late 2025 or early 2026
For now, this gives a solid idea of what might be ahead—helping you plan your finances better.
